Terms and Conditions

1. Definitions

For purposes of these Terms:

• "App," "Application," "Website," or "Platform" refers to the mobile application, website, and any other digital platforms developed and operated by Rushivarya Solutions.
• "User," "you," or "your" refers to any individual or entity using the App, Website, or any of our Services.
• "Services" refers to all features, functionalities, content, and tools provided through the App, Website, or Platform.
• "Subscription" refers to paid access to premium features and services.
• "Content" refers to all data, text, images, videos, software, and other materials available through our Services.
• "Account" refers to your registered user account on our Platform.

2. Acceptance of Terms

By creating an account, accessing, or using the App, Website, or any of our Services, you acknowledge that you have read, understood, and agree to be bound by these Terms and all applicable laws and regulations. You also agree to our Privacy Policy and Cookie Policy, which are incorporated into these Terms by reference.

These Terms apply to all visitors, users, and others who access or use our Services, whether accessed via mobile device, computer, or any other technology.

3. Eligibility

You must be at least 18 years of age or the age of legal majority in your jurisdiction to use our Services. By using the App or Website, you represent and warrant that you meet these eligibility requirements. If you are using our Services on behalf of an organization, you represent that you have the authority to bind that organization to these Terms.

We reserve the right to refuse service, terminate accounts, or cancel subscriptions at our sole discretion, particularly if we suspect misrepresentation of eligibility.

4. Account Registration and Security

4.1 Account Creation

You may be required to create an account to access certain features. You agree to provide accurate, current, and complete information during registration and to update such information as necessary.

4.2 Account Security

You are responsible for maintaining the confidentiality of your account credentials and for all activities that occur under your account. You agree to:

• Immediately notify us of any unauthorized use of your account
• Use strong passwords and change them regularly
• Not share your account credentials with third parties
• Log out from your account at the end of each session

We are not liable for any loss or damage arising from your failure to comply with these security obligations.

5. Subscription Services

5.1 Subscription Plans

Certain features of our Services may require a paid subscription. Subscription plans, pricing, and features are subject to change at our sole discretion.

5.2 Payment Terms

• Subscription fees are billed in advance on a recurring basis (monthly, annually, etc.)
• All fees are non-refundable except as expressly stated in our Refund Policy
• You authorize us to charge your payment method for all subscription fees
• If payment fails, we may suspend or terminate your access to subscription features

5.3 Convenience Fees

We reserve the right to charge convenience fees for certain Services. Failure to pay applicable fees may result in denial of access to specific features or termination of Services.

5.4 Auto-Renewal

Subscriptions automatically renew unless cancelled before the renewal date. You can cancel auto-renewal through your account settings or by contacting us at least 24 hours before the next billing cycle.

5.5 Price Changes

We may modify subscription fees with at least 30 days' advance notice. Continued use of the subscription after the notice period constitutes acceptance of the new fees.

6. Cancellation and Refunds

You may cancel your subscription at any time through your account settings. Upon cancellation:

• You will continue to have access to subscription features until the end of your current billing period
• No refunds or credits will be issued for partial subscription periods
• No refunds will be provided for unused portions of the subscription

Refunds may be considered on a case-by-case basis in accordance with our Refund Policy and applicable consumer protection laws.

7. User Conduct and Prohibited Activities

You agree to use our Services only for lawful purposes and in accordance with these Terms. You specifically agree NOT to:

• Violate any applicable laws, regulations, or third-party rights
• Use our Services for any fraudulent, abusive, or illegal purposes
• Attempt to gain unauthorized access to the App, Website, servers, or networks
• Interfere with or disrupt our Services, servers, or networks
• Upload or transmit viruses, malware, or other malicious code
• Collect or harvest user information without consent
• Impersonate any person or entity or misrepresent your affiliation
• Reverse engineer, decompile, or disassemble any portion of our Services
• Use automated systems, bots, or scrapers to access our Services
• Resell, redistribute, or sublicense our Services
• Engage in any form of web scraping or data mining
• Circumvent any security features or access controls
• Post or transmit any harmful, offensive, or inappropriate content

8. Data Responsibility and User Content

8.1 User Responsibility

You are solely and exclusively responsible for:

• The accuracy, legality, completeness, and appropriateness of all data you upload, store, or transmit through our Services
• Compliance with all applicable laws, regulations, and industry standards relevant to your business or activities
• Compliance with all applicable data protection and privacy laws (including GDPR, if applicable)
• Obtaining all necessary consents, permissions, and authorizations for data collection and processing
• Maintaining backup copies of your data and information
• The security and confidentiality of information you choose to store or transmit
• All business, financial, accounting, tax, and legal obligations related to your use of our Services

8.2 License to User Content

By uploading content to our Services, you grant us a non-exclusive, worldwide, royalty-free license to use, store, display, reproduce, and process such content solely for the purpose of providing and improving our Services.

8.3 Data Backup

While we implement backup procedures, you are responsible for maintaining your own backup copies of your data. We are not liable for any loss or corruption of your data.

9. Third-Party Services and Integrations

Our Services may integrate with or utilize third-party services, APIs, SDKs, tools, payment processors, or external websites ("Third-Party Services"). You acknowledge and agree that:

• Your use of Third-Party Services is subject to their respective terms of service and privacy policies
• We do not control, endorse, or assume responsibility for Third-Party Services
• We are not liable for any issues, losses, or damages arising from Third-Party Services
• Any transactions or interactions with Third-Party Services are solely between you and the third party
• We may modify, suspend, or discontinue Third-Party Services at any time
• You must resolve disputes with Third-Party Services directly with the provider
• Links to third-party websites are provided for convenience only and do not constitute endorsement

10. Privacy and Data Security

We value your privacy and implement commercially reasonable security measures to protect your data. Our collection, use, and protection of personal information are governed by our Privacy Policy. However, no method of transmission or storage is 100% secure, and we cannot guarantee absolute security.

You acknowledge that you provide personal information at your own risk and agree to our data practices as described in our Privacy Policy.

10.1 Cookies and Tracking Technologies

Our Website uses cookies and similar tracking technologies to enhance user experience, analyze usage, and personalize content. By using our Website, you consent to the use of cookies in accordance with our Cookie Policy. You can manage cookie preferences through your browser settings.

10.2 Analytics

We may use third-party analytics services (such as Google Analytics) to understand how users interact with our Services. These services may collect information about your usage patterns and device information.

11. Intellectual Property Rights

11.1 Our Rights

All intellectual property rights in our Services, including but not limited to trademarks, service marks, logos, trade names, designs, text, graphics, images, videos, software, source code, databases, and content, are owned by or licensed to Rushivarya Solutions. These rights are protected by copyright, trademark, patent, trade secret, and other intellectual property laws of India and international treaties.

11.2 Restrictions

You may not:

• Copy, modify, distribute, sell, or lease any part of our Services
• Create derivative works from our Services or content
• Use our trademarks, logos, or branding without prior written consent
• Remove, alter, or obscure any copyright, trademark, or proprietary notices
• Use our Services to develop competing products or services
• Frame or mirror any part of our Website without authorization
• Use any data mining, robots, or similar data gathering tools

11.3 License Grant

Subject to these Terms, we grant you a limited, non-exclusive, non-transferable, non-sublicensable, revocable license to access and use our Services for your personal or internal business purposes only.

11.4 DMCA Compliance

We respect intellectual property rights. If you believe any content on our Services infringes your copyright, please contact us with detailed information, and we will investigate and take appropriate action in accordance with applicable law.

12. Disclaimer of Warranties

To the fullest extent permitted by law, we disclaim all warranties, including but not limited to:

• Warranties of merchantability, fitness for a particular purpose, and non-infringement
• Warranties regarding accuracy, reliability, completeness, or correctness of content or data
• Warranties that the App will be uninterrupted, secure, error-free, or free from viruses
• Warranties regarding the results obtained from using the App or any business outcomes
• Warranties that our Services will meet your specific business requirements or expectations
• Any warranties regarding third-party services, integrations, or content

You use the Services at your sole risk. No advice or information obtained from us shall create any warranty not expressly stated in these Terms.

Professional Advice Disclaimer: Our Services are not a substitute for professional advice. You should consult with qualified professionals (accountants, lawyers, financial advisors, etc.) for matters requiring professional expertise.

13. Limitation of Liability

This limitation applies regardless of the legal theory (contract, tort, negligence, strict liability, or otherwise) and even if we have been advised of the possibility of such damages. Our total aggregate liability for all claims shall not exceed the amount you paid to us in the 12 months preceding the claim, or ₹5,000 (whichever is less).

Specifically, we are not liable for:

• Errors, omissions, or inaccuracies in user-generated data or content
• Business decisions or actions taken based on data in our Services
• Financial losses, tax liabilities, or accounting errors
• Loss or corruption of data, even if backups fail
• Service interruptions, downtime, or technical failures
• Security breaches or unauthorized access to your account (unless caused by our gross negligence)
• Third-party services, integrations, or content
• Regulatory compliance failures or legal violations on your part

Some jurisdictions do not allow the exclusion of certain warranties or limitation of liability, so these limitations may not apply to you.

14. Indemnification

You agree to indemnify, defend, and hold harmless Rushivarya Solutions, its affiliates, officers, directors, employees, and agents from any claims, liabilities, damages, losses, costs, or expenses (including reasonable attorneys' fees) arising from:

• Your use or misuse of the App
• Your violation of these Terms
• Your violation of any third-party rights
• Your User Content or data
• Any breach of your representations and warranties

15. Termination

15.1 Termination by You

You may terminate your account at any time by following the account closure procedures in your account settings or by contacting us at contact@rushivaryasolutions.in.

15.2 Termination by Us

We may suspend or terminate your access to our Services immediately, without prior notice or liability, if:

• You breach these Terms or any applicable policies
• You engage in prohibited activities or fraudulent behavior
• We are required to do so by law or legal authority
• We decide to discontinue the App, Website, or Services (in whole or in part)
• Your account has been inactive for an extended period
• We suspect unauthorized or suspicious activity

15.3 Effect of Termination

Upon termination:

• Your right to access and use our Services immediately ceases
• We may delete your account, data, and content within a reasonable timeframe
• Outstanding fees or charges remain due and payable
• Sections that by their nature should survive (including liability limitations, indemnification, and dispute resolution) will remain in effect
• You must cease all use of our Services and destroy any downloaded materials

16. Modifications to Terms

We reserve the right to modify, update, or replace these Terms at any time at our sole discretion. We will notify you of material changes by:

• Posting the updated Terms on our Website and App
• Updating the "Last Updated" date at the top of this document
• Sending notice via email or in-app notification (for material changes)
• Displaying a prominent notice on our Website or App

Your continued use of our Services after changes become effective constitutes acceptance of the modified Terms. If you do not agree to the changes, you must stop using our Services and may terminate your account. It is your responsibility to review these Terms periodically.

17. Dispute Resolution and Arbitration

17.1 Informal Resolution

Before initiating any legal proceedings, you agree to attempt to resolve disputes informally by contacting us at contact@rushivaryasolutions.in.

17.2 Arbitration Agreement

Any dispute arising out of or relating to these Terms or the App shall be resolved through binding arbitration in accordance with the Arbitration and Conciliation Act, 1996. The arbitration shall be conducted in Amravati, Maharashtra, India.

17.3 Exceptions

Either party may seek injunctive or other equitable relief in court to protect intellectual property rights.

18. Governing Law and Jurisdiction

These Terms shall be governed by and construed in accordance with the laws of India, without regard to conflict of law principles. The courts of Amravati, Maharashtra, India shall have exclusive jurisdiction over any disputes arising from these Terms or your use of our Services.

19. General Provisions

19.1 Nature of Service

19.2 Entire Agreement

These Terms, along with our Privacy Policy and Refund Policy, constitute the entire agreement between you and Rushivarya Solutions regarding the App.

19.3 Severability

If any provision of these Terms is found to be invalid or unenforceable, the remaining provisions shall remain in full force and effect.

19.4 Waiver

Our failure to enforce any right or provision shall not constitute a waiver of such right or provision.

19.5 Assignment

You may not assign or transfer these Terms without our prior written consent. We may assign these Terms without restriction.

19.6 Force Majeure

We shall not be liable for any failure to perform due to circumstances beyond our reasonable control, including natural disasters, war, terrorism, riots, or technical failures.

19.7 Export Compliance

You agree to comply with all applicable export and import laws and regulations.

20. Contact Information

If you have any questions, concerns, or complaints regarding these Terms or the App, please contact us:

We will make reasonable efforts to respond to your inquiries within 7 business days.

21. Acknowledgment

By using our Services, you acknowledge that:

• You have read and understood these Terms in their entirety
• You agree to be bound by these Terms and our Privacy Policy
• You have the legal capacity and authority to enter into this agreement
• All information you provide is accurate and truthful
• If you do not agree to these Terms, you must immediately cease using our Services

For Website Users: By continuing to browse or use our Website, you accept these Terms and our use of cookies and tracking technologies as described in our Cookie Policy.

For Mobile App Users: By downloading, installing, or using our mobile application, you accept these Terms and grant necessary permissions for the App to function properly.